These terms and conditions apply to all users of websites controlled or owned by Checka. The terms and conditions are intended to keep a safe place to trade. It is important that you carefully read and understand the terms and conditions prior to dealing with

Acceptance of Terms and Conditions

If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use which govern Checka relationship with you in relation to this website. If you disagree with any part of these terms and conditions, please do not use our website.

We reserve the right to review and amend these terms and conditions and our disclaimer from time to time. Amendments will be effective immediately and Checka has no obligation to notify you of such amendments. We recommend that you check this page for amendments each time you revisit this website. Your use of this website will represent an agreement by you to be bound by the terms and conditions as amended.

Payment for Services

We currently accept on-line credit card payments with Visa, MasterCard, conditional on validation of the card transaction with the issuer at the time of purchase. You confirm that the credit card being used is yours.

We now offer payment via Account2Account (Secure real-time bank transfer provided by Payment Express)

Prices are inclusive of goods and services tax, duties and other charges imposed or levied in New Zealand in connection with the supply of goods. Prices are exclusive of any taxes, duties or other charges imposed or levied overseas in connection with the supply of goods outside of New Zealand.

We reserve our right to increase or decrease our prices without prior notice at any time. Payment is in New Zealand Dollars (NZ$).


No refunds will be given.


You may only register as a member if you can form a legally binding contract that is enforceable against you. You must be 18 years old, or older. By registering as a member you warrant that you can form a legally binding contract.

You warrant that you have provided complete, accurate and current personal or business information when registering as a member. You must maintain and update your personal information held by to ensure it is kept current at all times. Checka may phone or mail you to verity these details. You must not register as a member under multiple identities or personas (whether false or not).

Checka reserves the right to decline to register or to terminate your membership without entering into further discussions with you.

Without limiting the foregoing, Checka may terminate your membership if:

  • A serious complaint or multiple complaints are received about you;
  • If you breach these terms and conditions;
  • If you impersonate another member; or
  • If we at our sole discretion deem your behaviour to be unacceptable.

Members who have registered under multiple aliases will have all of their accounts disabled.

Linked websites

This website contains links to external websites. Checka will not be responsible or liable for the content (including any liability arising out of any claim that the content of the linked website infringes the intellectual property rights of any third party) or privacy practices associated with any linked websites.

Any link to a website is provided to help you find sites containing information, products or services which may be of interest to you. No link to a website shall be construed as an endorsement or warranty, approval or recommendation by Checka of the owners or operators of those linked websites, or of any information, graphics, materials, products or services referred to or contained or available on or from those linked websites.


Checka may collect personal information about you through your use of the services and the website. You agree that Checka may use this information to assist in providing services to you, for internal research purposes, to verify your identity, for promotion and marketing and for any other use that you authorise. We will not sell or allow third parties to access your personal information without your consent. We will release account or personal information only when release is appropriate to comply with the law, facilitate court proceedings, enforce or apply our terms and conditions, or to protect the rights, property, or safety of users or others.


You must at all times keep access to secure. If you do not you will be liable for any consequential loss suffered by as a result of a security breach. Checka will have the final right to determine what is a security breach.

We take every precaution to protect your personal information. We may ask you for proof of identity before disclosing any personal information to you.

No Warranty

Checka has collected the information contained on this website in accordance with statue and has taken all reasonable care in doing so. However, users should be aware that information contained on this website is obtained from or through parties other than Checka does not, and is unable to warrant the accuracy of that information.

Use of the site is at your sole risk. Checka, its directors, employees and agents disclaim all warranties, express or implied in connection with the site and your use thereof.

Intellectual Property

Copyright in this site and all its contents, including but not limited to text, graphics, graphic images, logos, button icons, images, photographs, video and audio clips, software, concepts, systems and compilations (meaning the collection, arrangement and assembly of material), is owned by and shall at all times remain the property of Checka, its related companies and its agents. It is protected by New Zealand and international copyright laws.

Site avaliablitiy and Changes

While all reasonable steps will be taken to ensure this site is continuously available, we do not guarantee that the site will always be available or that it will be available at any particular time. We do not accept any liability or responsibility whatsoever if the site is not available over any period or at any particular time.

Checka may at any time, change any of the material contained on this website, including these terms and conditions, without prior notice. Continued use of the website after a change is made constitutes acceptance of the change.

Entire Agreement

These terms and conditions supersede all previous conditions, understandings, commitments, agreements and representations whatsoever, whether oral or written, and constitutes the entire agreement between the parties relating to the subject matter of these terms and conditions.

Law and jurisdiction

These terms and conditions will be governed by and construed in accordance with New Zealand law, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of New Zealand.


You agree to indemnify and hold Checka and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against Checka arising out of any breach by you of these terms and conditions or other liabilities arising out of your use of this Website.


In no event will Checka be liable for any damages, including, without limitation or consequential damages, or any damages whatsoever arising from use or loss of use, data, or profits, whether in action of contract, negligence or other tortuous action, arising out of or in connection with the use of the site. Checka does not warrant that the material contained in this site will be error free, that defects will be corrected, or that this site or the server that makes it available are free from viruses or bugs or represents the full functionality, accuracy, reliability of materials.

Nothing in these conditions affects or detracts from your statutory rights under New Zealand Law, including the Fair Trading Act and Consumer Guarantees Act.